365 Finance

Reviews 11
4.6
Payment Service
92%
of reviewers recommend
365 Finance
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Review summary


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365 Finance reviews – Flexible Business Funding and Cash Flow Solutions in the UK

365 Finance reviews reflect the company’s role as a provider of alternative funding solutions for small and medium-sized businesses in the United Kingdom. Its core activity is focused on offering flexible financing options that allow businesses to access capital without relying on traditional bank loans. This approach is particularly relevant for companies that require fast decision-making and adaptable terms based on their financial performance.

Many 365 Finance reviews highlight the company’s revenue-based funding model. This means that repayments are linked to the business’s turnover rather than fixed monthly instalments. Such a structure allows companies to better manage seasonal fluctuations and varying income levels, reducing financial pressure during slower periods.

In 365 Finance reviews, clients also frequently mention the speed of funding. The application process is relatively simple and can be completed in a short time, while decisions are often made quickly. This makes the service especially useful for businesses that need immediate access to working capital.

Another aspect often noted in 365 Finance reviews is the simplicity of the requirements. Unlike traditional lenders, the company does not typically require collateral or extensive financial documentation. Instead, decisions are based on the company’s recent trading performance, which broadens access to funding for businesses that may not meet strict banking criteria.

365 Finance reviews also point to the flexibility in how the funds can be used. Businesses may allocate the capital for expansion, equipment purchases, cash flow management, or short-term operational needs. This versatility makes the service a practical tool for navigating changing market conditions.

Overall, 365 Finance reviews suggest that the company focuses on simplifying access to funding and providing solutions that help businesses maintain financial stability and respond more effectively to new opportunities.

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CM
Chloe Mercer
Netherlands 24 reviews 3 helpful votes

365 Finance actually surprised me. We needed short...

May 13, 2026
Solicited
365 Finance actually surprised me. We needed short term funding for the business during a rough patch and the process moved much quicker than with traditional lenders. Felt less intimidating too. Everything was explained pretty clearly from the...
Date of experience: May 13, 2026
IF
Isabella Ferreira
Florida 27 reviews 3 helpful votes

Overall, I am satisfied with the experience. They...

April 17, 2026
Solicited
Overall, I am satisfied with the experience. They helped me secure funding without unnecessary complications. I would like a bit more flexibility in terms, but the service is reliable.
Date of experience: April 17, 2026
EJ
Erik Johansson
Poland 30 reviews 1 helpful votes

I approached 365 Finance to boost working capital....

April 17, 2026
Solicited
I approached 365 Finance to boost working capital. The process was much simpler than expected. It is convenient that repayments are linked to revenue.
Date of experience: April 17, 2026
NO
Niamh O’Connell
California 8 reviews 4 helpful votes

A solid solution for small businesses. Everything is...

April 17, 2026
Solicited
A solid solution for small businesses. Everything is clear and easy to understand. At times, I would have preferred faster responses, but overall it worked well.
Date of experience: April 17, 2026
MB
Matteo Bianchi
Canada 20 reviews 2 helpful votes

One of the fastest funding solutions I have...

April 17, 2026
Solicited
One of the fastest funding solutions I have used. The application took very little time, and the support team was available throughout the process.
Date of experience: April 17, 2026
CW
Chloe Whitaker
Netherlands 9 reviews 3 helpful votes

The company helped stabilize my cash flow during...

April 17, 2026
Solicited
The company helped stabilize my cash flow during a seasonal slowdown. I liked that repayments automatically adjust to income. Overall, a positive experience.
Date of experience: April 17, 2026
LS
Lukas Schneider
Spain 28 reviews 3 helpful votes

A very convenient service for business owners. I...

April 17, 2026
Solicited
A very convenient service for business owners. I received funding without collateral or complex checks. Everything was handled quickly and transparently, with flexible terms.
Date of experience: April 17, 2026
SD
Sofia Delgado
Poland 10 reviews 1 helpful votes

I used 365 Finance to expand my small...

April 17, 2026
Solicited
I used 365 Finance to expand my small business. The process was straightforward and not overloaded with bureaucracy. The only downside was a slight delay in final approval.
Date of experience: April 17, 2026
CM
Connor McAllister
Ireland 23 reviews 4 helpful votes

I liked the company’s approach to assessing businesses....

April 17, 2026
Solicited
I liked the company’s approach to assessing businesses. They did not require complicated documentation, and the process was quite fast. The funds arrived on time and helped keep operations running smoothly.
Date of experience: April 17, 2026
AE
Amira El-Sayed
New Jersey 6 reviews 0 helpful votes

A good option for businesses that need fast...

April 17, 2026
Solicited
A good option for businesses that need fast funding. It helped me cover a temporary cash flow gap. The terms are clear and transparent, though I would prefer slightly better rates.
Date of experience: April 17, 2026
OB
Oliver Beaumont
Ireland 6 reviews 1 helpful votes

I turned to 365 Finance when I urgently...

April 17, 2026
Solicited
I turned to 365 Finance when I urgently needed funds to purchase stock. The application process was much simpler than with a bank, and the decision was made quickly. I especially liked that repayments are based on turnover...
Date of experience: April 17, 2026